You’re trying to make a payment online… and suddenly, you’re asked for your Chase routing number.
Chase what number? Was I actually supposed to remember that number? ?
Turns out… yes. Your Chase routing number is pretty essential to link, transfer and save money. If you’re familiar with Chase banking and ever done an online transaction (highly likely), the words ‘Chase routing number’ are probably familiar.
In fact, you need that number to make direct deposits (for those hefty investments you’re making), for automatic bills and for wire transfers. So yes, a pretty important number.
This routing number helps identify the financial institution which is associated with a specific transaction.
Every time you make a transaction or transfer money, you will need to provide this Chase routing number. It helps banks figure out where the check was drawn, and it means you can process your well earned cash securely and within even less time.
Quickest way to find your Chase routing number = Personal Check
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The quickest way to find your Chase routing number, or any routing number for that matter, is to pull out your checkbook and look at the bottom left corner.
You see that first 9 digit number sequence? That is your routing number.
Every check normally has three numerical strips printed in a magical ink called MICR (Magnetic Ink). It makes it nice and easy for computers to reach those numbers to help your money reach its destination.
Now here is the problem with finding your routing number via checks – most of the time you don’t even carry a wallet if you’re a millennial, let alone keep a checkbook handy. In that case, thank your lucky stars for the internet.
Find your routing number online.
If you’re like most people and haven’t opened your dusty checkbook in years – or right out don’t even own one – you’ll need the internet to find your routing number.
But that’s still nice and easy.
1. First of all, you’ll need to open the Chase Bank’s website on your laptop. If you don’t have a Chase checking account you’ll need to sign up first (click here to Sign Up Now)
2. Once you’re in, click on the ‘See statements’ button. This will open a PDF of your bank statements. Look at the top right corner of the statement page, and you’ll see your Chase Bank account number. Another important number.
3. To actually get to your Chase routing number, click on the last four digits of your checking account number, and voila! Your Chase routing number is right there.
The interesting thing is that these Chase routing numbers depend on where you opened your Chase Bank account. That’s why there are 24 different Chase routing numbers all throughout the US (yes, too much!). But that’s what it takes to organize your money properly.
Your routing number won’t change if you move to a different state (e.g. California to Oregon). But if you do move to a new state and open a new Chase bank account, you’ll be given a new routing number.
Chase Routing Number by State:
So as we mentioned before, there are 24 Chase routing numbers for different areas. Here is the official list of different routing numbers along with the states they correspond to.
|Chase Routing Number:|
|New York – Downstate||021000021|
|New York – Upstate||022300173|
This is another handy way to figure out your routing number – remind yourself in which state you opened your bank account and simply look through this list. Voila! There’s your routing number again.
Worst comes to worst, contact Chase.
Worst comes to worst, let’s say for some reason you are stuck in car without any internet service and you really need your Chase routing number.
In fact, you need your routing number as soon as humanly possible and don’t have the right tools on hand to search it up (but you bookmarked this page and added the number below into your cell contacts)….
Here are some easy ways to easily contact Chase:
Contact by Phone
Phone: For service on existing accounts: 1-800-935-9935. Call support representatives are available 24 hours a day, 7 days a week. For faster service and secure access to your account information, enter your debit card number and the same PIN you use at the ATM.